Terms of Use

These Terms of Use govern your access to and use of HappyBuck (https://happybuck.co), operated by Sherwood Ventures, LLC. By using the site, you agree to these terms. If you don’t agree, please don’t use the site.

Not financial advice

HappyBuck publishes general educational and informational content about personal finance. It is not financial, investment, tax, accounting, or legal advice, and it is not a recommendation to buy or sell any product or security. We don’t know your individual circumstances. Before acting on anything you read here, consider consulting a qualified professional. You are solely responsible for your financial decisions.

Use of the site

You may use HappyBuck for personal, non-commercial purposes. You agree not to misuse the site, interfere with its operation, or attempt to access it in unauthorized ways.

Intellectual property

The content on HappyBuck — including text, design, and graphics — is owned by Sherwood Ventures, LLC or its licensors and is protected by law. You may share links to our articles, but you may not republish, reproduce, or distribute our content without permission.

Third-party links and products

HappyBuck may link to third-party websites, products, and services, including through affiliate partnerships (see How We Make Money). We don’t control and aren’t responsible for third-party content, offers, or practices. Any dealings you have with third parties are between you and them.

Disclaimers and limitation of liability

The site and its content are provided “as is,” without warranties of any kind, express or implied. We don’t guarantee that the information is complete, current, or error-free. To the fullest extent permitted by law, Sherwood Ventures, LLC is not liable for any losses or damages arising from your use of, or reliance on, the site or its content.

Changes

We may update these terms from time to time. Continued use of the site after changes means you accept the updated terms. The “last updated” date above reflects the current version.

Governing law

These terms are governed by the laws of the State of [STATE], without regard to conflict-of-law principles. [Confirm governing jurisdiction with counsel.]

Contact

Questions about these terms? Email [email protected] or use our contact page.

These terms are provided for general informational purposes and are not legal advice. We recommend reviewing them with qualified counsel before relying on them.